When playing the Pub Games, you first choose a gambler. Proceed to gamble your heart out. Then, when you buy Fable 2 come October, create a hero and wander about until you find a "Gamemaster" at a local tavern or out and about. Accept the Gamemaster's invite to play a game where you'll then be given the chance to merge your Fable 2 hero with your Pub Games gambler. POOF! Your hero will now have access to the gold your Pub Games' gambler accrued. You can even merge many gamblers (and their bank accounts) together into one gambler which can be merged with your Fable 2 hero. But be warned. Once a hero and a gambler have merged, there is no undo option or any going back. Commitment, nice!