Get a PlayStation credit card, $150 off PS3 purchase

Tempting as this is, I'm going to pass. With the economy the way it is and the fact that I don't really need any credit card debts to deal with, I don't think I really need a ps3 that bad.

Is it just me or the PlayStation portal has got the promised update to their site.

It looks really nice the new layout.

They must be desperate to resort to using a credit card to get people to pick up one of there paper weights.

For Christ's sake people, the act of HAVING a credit card isn't what gets people in credit trouble. It's using it incorrectly.

Two simple rules:
1. Pay off the full amount of each bill you receive.
2. Don't spend more than you can afford while following rule #1.

I am always cautious to sign up for credit card deals. I guess its an okay deal if you have no credit cards and you can afford to pay the balance off completely when the bill comes around. Otherwise, don't do it.

Not available in Canada. I'd've considered it otherwise.

6 months of interest on a few hundred dollars is barely anything, not even equal to tax. Credit interest is over exagerated, if you are thousands of dollars in debt then ya its something to think about, but for people who only keep a few hundred on their credit card its an insignificant amount.

I HIGHLY recommend Dave Ramsay's book - The Total Money Makeover: A Proven Plan for Financial Fitness.

http://www.amazon.com/Total-Money-Makeover-Financial-Fitness/dp/0785289089/ref=pd_bbs_sr_1?ie=UTF8&s=books&qid=1227646007&sr=8-1

sony offered a similar offer last year with the sony credit card, something like $ 100 off any sony product including the ps3.

not good to have too many credit accounts.
and not good to close any credit account.
no thank you.

I mentioned this last year when this came up during the holiday (then, simply called the Sony card), this card has a HIGH interest rate if used for anything other than Sony Store purchases and/or after the introductory period, if you happen to have a balance.

The default rate is "up to 26.99% + prime but no more than 29.99%"

It's really designed for purchasing Sony items of more than $300 and hopefully paying off the balance within a year. If you you'll carry a balance beyond a year, then this card is NOT for you. If you want a credit card for general purchases, this card is NOT for you. Seriously, the interest rate will hurt you.

As mentioned earlier, it is from JPMorgan/Chase. Should you simply need a credit card, most other cards offer far more favorable terms. Quite honestly, I think you'd be better off with ANY rewards card (although rewards cards don't necessary offer the best interest rates), but then you would hopefully at least get a 1 to 1 rewards rate for the total value of the purchase, so instead of geting $150 off, you could get 400 reward points.

But the Sony Playstation card could be tempting if you're able to pay it off within a year.

I took them up on the offer. I still use my old student credit card with outrageous interest rates, so I needed a new one anyway. I just leave $5 on the card at the end of every month to keep my credit score going.

I took their offer because now my dad will be getting his Blu-Ray player for Christmas with 2 Blu-Ray discs (offer #2 is a buy-1-get-1 on Blu-Ray movies).

So I applied (I really need to establish my credit; I want to buy a house in a few years), how long does it generally take for them to say if you're approved or not?

Credit cards suck. Just use a check card.

They said I'll get my notice in writing within 30 days :P well let's see what they say.

That puts the 80GB model at $250. That's a freakin amazing deal. Plenty of money left over for a couple of games and The Dark Knight on Blu-ray =)

And no need to purchase bullshit extras like a Live subscription for $50/year and WiFi adatpers or hard drives. PS3 has it all

thanks, I just want to be sure and get the deal I would hate to have gone throught the process of signing up for this card and not get the deal.