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I would imagine Bankshot Billiards is there because it is a free download if you buy the 12 month Live Gold box.

Since Live is recording acheivements and game progress, why do I need an hdd or memory card to save my games. I understand that not everyone has a Gold membership and I am not saying eliminate the hdd (as it is still useful for downloaded content as well as backward compatability), but why can't I have the ability to restore games from my Live profile?